Texas Insurance Claim Lawyers

Experienced Legal Representation for Policyholders Who Have Claims Against Their Insurance Companies

James Bell
Texas Insurance Claim Lawyers Team Lead

If you are struggling to obtain coverage from your insurance company, you are not alone. Far too often, insurance companies wrongfully deny coverage—forcing policyholders to go through weeks, months, or even years of unnecessary stress and financial strain. Our Texas insurance claim lawyers are committed to helping policyholders assert their rights, and we have had significant success achieving favorable results for our insurance clients.

Whether you are struggling to obtain coverage or you are dealing with a wrongfully denied claim, we can help you move forward. We handle claims involving all types of insurance coverage throughout Texas. Led by attorney James Bell, our team relies on extensive litigation experience to hold insurance companies accountable, and we do not charge any out-of-pocket legal fees for our representation.

Claims We Handle for Policyholders in Texas

We handle all types of insurance claims for business owners, homeowners, and other policyholders in Texas. If you are struggling to obtain coverage under your insurance policy or your insurance company has denied a valid claim, we encourage you to contact us for a free, no-obligation initial consultation. Our insurance attorneys can help you make informed decisions about your next steps; and, if it makes sense for us to deal with your insurance company on your behalf, we are fully prepared to fight for the fair compensation you deserve.

We work tirelessly to help our clients hold the insurance companies accountable in cases involving:

Bad Faith Insurance Claims

Even though insurance companies have a statutory obligation to handle their policyholders’ claims in good faith, bad faith insurance practices are extremely common. Whether you have a business interruption claim, a property damage claim, or an injury claim, you are entitled to fair treatment throughout the insurance claim process. If you believe that you have not been treated fairly by your (or your business’s) insurance company, we encourage you to contact us right away to discuss the assistance we may be able to provide. We handle bad faith claims for insureds statewide.

Business Interruption Claims

Paying for business interruption insurance is an effective risk management strategy for all types of companies. Unfortunately, insurers don’t always hold up their end of the bargain. Our insurance attorneys rely on extensive experience to fully prosecute these claims on behalf of business owners, executives, and risk managers. We are prepared to fight for the full amount of coverage your business is entitled to receive—and this includes initiating litigation against your business’s insurance company if necessary.

Fire Damage Claims

We handle insurance claim disputes involving fire damage coverage on behalf of businesses and homeowners in Dallas and throughout Texas. Our insurance attorneys can verify whether the fire damage to your commercial or residential property is covered; and, if it is, we can use our professional experience to fight for the reimbursement or replacement coverage that is owed. If you are dealing with a disputed fire damage claim, hiring an experienced Texas insurance claim lawyer promptly will help give you the best chance of securing the payment due under your policy.

Hurricane Damage Claims

We also handle hurricane damage claims on behalf of businesses and homeowners in Dallas and the surrounding areas. If your business or property is insured for hurricane damage, you should not have to wait weeks or months to begin the rebuilding process. Our insurance attorneys can fight to ensure that your insurance company responds to your claim appropriately, and we can take your insurance company to court if necessary.

Water Damage and Flood Damage Claims

Our attorneys handle water damage and flood damage claims related to hurricanes, tropical storms, inundation, and other catastrophic events. Here too, we can make sure your insurance policy provides coverage; and, assuming it does, we can fight for full coverage on your behalf. If you have a bad faith claim in addition to a water damage or flood damage claim, you may also be entitled to other damages.

Tornado Damage Claims

Tornado damage claims often involve substantial amounts of money; and, as a result, insurance companies often fight these claims by all means available. If your property was severely damaged by a tornado, our insurance attorneys can determine how much your insurance company is obligated to pay, and when we can take the burden of fighting for coverage off of your shoulders.

Other First-Party Insurance Claims

Along with the insurance claims listed above, we represent insureds in connection with all other types of first-party insurance claims as well. Whether you need legal advice or you need legal representation to pursue a lawsuit against your insurance company, our insurance attorneys are prepared to do what it takes to secure the full coverage you are rightfully owed.

Policyholders Who Have Been Wrongly Denied Coverage Deserve Fair Compensation

All policyholders who have been wrongfully denied coverage deserve fair compensation. While many policyholders are satisfied with obtaining the coverage they’ve paid for, wrongful denials can also entitle policyholders to additional compensation in many cases.

At Oberheiden Law Group, we are committed to doing what is best for our clients. Once our insurance attorneys review your claim, we will be able to advise you regarding the coverage (and perhaps additional compensation) you are entitled to recover. Then, using this information, you can decide how you want to move forward. If you decide that you want our law firm to deal with your insurance company for you, we will fight for the full amount you are entitled to receive, and you will not have to pay anything out-of-pocket for our legal representation.

FAQs: Insurance Litigation Involving Bad Faith, Business Interruption, and Property Damage Claims

What Are the Most Common Reasons for Insurance Claim Denials?

Insurance companies deny claims for numerous reasons. While some denials are based on invalid claims, wrongful denials are also extremely common. This includes wrongful denials based on misinterpretation of the relevant policy language, failure to conduct an appropriate investigation, and bad faith insurance practices. If you are facing the financial consequences of an insurance claim denial, the lawyers at Oberheiden Law Group can determine if you have grounds to fight your insurance company’s decision.

How Does Insurance Law Protect Policyholders in Texas?

In Texas, insurance laws entitle policyholders to reasonable and good faith claims handling practices. Your insurance company is required to conduct a timely and appropriate investigation, and it is required to make a coverage decision based on the true facts at hand. As a result, if your insurance company has not acted reasonably and in good faith, you may have grounds to take legal action. Our insurance attorneys can explain everything you need to know.

Can a Law Firm Help with My Insurance Claim Against My Own Insurance Company?

Yes, if you are struggling to obtain coverage from your insurance company, a law firm that handles first-party insurance claims can help. At Oberheiden Law Group, we have extensive experience representing insureds in all types of disputes, and we can use our professional experience to fight for the coverage to which you are legally entitled.

With that said, time limits apply, and it is important to preserve the evidence that supports your insurance claim before it disappears. As a result, if you think you may need to engage a law firm to deal with your insurance company, we strongly recommend scheduling a free initial consultation promptly.

Will I Have to Pay Out-of-Pocket to Hire an Attorney for My Insurance Claim?

Typically, no. At Oberheiden Law Group, we handle our insurance clients’ claim disputes on a contingency-fee basis. This means that our clients pay nothing out-of-pocket, and they pay nothing at all unless we help them secure the coverage to which they are legally entitled. In many cases, we are able to seek additional compensation for insurance companies’ bad faith practices as well.

Who Are the Best Lawyers for Insurance Claims in Texas?

No lawyer can ethically claim to be the “best lawyer” for insurance claims. When choosing a lawyer to handle your (or your company’s) insurance claim, there are several factors you will want to consider. Among them, you will want to choose a lawyer at a law firm that routinely handles insurance claim disputes, and you will want to choose a lawyer who has extensive experience helping his or her clients secure insurance coverage. If you need to fight for insurance coverage, you need a lawyer with relevant experience on your side.

Schedule a Free Consultation with an Experienced Texas Insurance Attorney at Oberheiden Law Group

The insurance attorneys at Oberheiden Law Group have extensive experience representing policyholders in claim disputes and insurance litigation. If you need help securing coverage under any commercial, residential, or other insurance policy, we strongly encourage you to contact us to discuss what we can do to help. To speak with an experienced Texas insurance attorney in confidence as soon as possible, call 866-781-9539 or tell us how we can reach you online today.

Further Information About Our Insurance Claim Lawyer Services in Texas

Geographic Locations of Our Insurance Claim Lawyer Services in Texas

Disclaimer:
The content on this site is informational only and describes mere allegations. The content does not suggest evidence, proof, or guaranteed liability. The merits of each case depend on specific facts. Prior results do not guarantee similar outcomes in future cases. For more details, please see our FTC and general disclaimers. Oberheiden Law is the law firm in charge.